Cambodia Travel Insurance, Cambodia Travel Insurance

24/7 Emergency Call

Cambodia Travel Insurance, Cambodia Travel Insurance

Covers COVID-19

Cambodia Travel Insurance, Cambodia Travel Insurance

In-House Medical Team

Cambodia Travel Insurance, Cambodia Travel Insurance

100% Refund if you Cancel

Best travel insurance Cambodia

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Travel Insurance Coverage for Cambodia

No Waiting Period

No Waiting Period

Cambodia Travel Insurance, Cambodia Travel Insurance

Motor Bike Accidents Coverage

Medical Coverage

Medical Coverage

Repatriation

Emergencies & Repatriation

By Europ Assistance

Europ Assistance travel insurance
Cambodia Travel Insurance, Cambodia Travel Insurance

Trip Cancellation

Cambodia Travel Insurance, Cambodia Travel Insurance

Flight Delay

Baggage

Baggage Protection

Personal money

Lost Cash Coverage

Travel Insurance Plans for Cambodia

ECONOMY

10,000 USD

Cover

Starting from 49 USD

Medical Expenses for hospitalization up to 10,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 10,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 10,000 USD:
To the nearest facility capable of providing adequate medical care.

Repatriation up to 10,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

PREMIUM ECONOMY

25,000 USD

Cover

Starting from 55 USD​

Medical Expenses for hospitalization up to 25,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 25,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 25,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 25,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

BUSINESS

50,000 USD

Cover

Starting from 65 USD

Medical Expenses for hospitalization up to 50,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 50,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 50,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 50,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 1,750 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

Hospital Cash Allowance up to 650 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.


Additional Costs of Travel & Accommodation up to 3,050 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.

Family Member Visit up to 3,050 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.

Return of Children up to 3,050 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.

Personal Belongings up to 700 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.

 

Baggage Delay up to 100 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.

 

Loss of Travel Document up to 1,300 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 130 USD for Business plan.

 

Loss of cash up to 200 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.

Travel Delay Cash Allowance up to 100 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.

Curtailment of Trip or Cancellation Charges up to 4,000 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.

FIRST

100,000 USD

Cover

Starting from 149 USD

Medical Expenses for hospitalization up to 100,000 USD:
Fees for hospitalization surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board.

 

Follow Up Care in Home Country up to 5,650 USD:
Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country.

COVID-19 Insurance up to USD 100,000:
Good news, COVID insurance is included in your insurance.

Emergency Evacuation up to 100,000 USD:
To the nearest facility capable of providing adequate medical care.

 

Repatriation up to 100,000 USD:
Repatriation to the country of origin when the Company and attending physician determine that it is necessary.

 

Mortal Remains up to 2,600 USD:
Transportation charges for repatriation of the mortal remains to the country of origin.

Hospital Cash Allowance up to 870 USD:
43 USD for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability.

 

Additional Costs of Travel & Accommodation up to 4,350 USD:
Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person or an insured immediate family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person.

 

Family Member Visit up to 4,350 USD:
Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad.

 

Return of Children up to 4,350 USD:
Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin.

Personal Belongings up to 1,300 USD:
Directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person’s baggage or personal items carried. The limit is 217 USD per item and 435 USD per pair or set. Loss of laptop is limited to 435 USD. Mobile phone and other accessories are excluded.

 

Baggage Delay up to 200 USD:
Emergency purchases of essential items of toiletries and clothing up to a maximum of 57 USD per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage.

 

Loss of Travel Document up to 1,750 USD:
Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 174 USD for First plan.

 

Loss of cash up to 350 USD:
Bank notes and travelers checks arising from theft, burglary or robbery. A police report is required.

Travel Delay Cash Allowance up to 150 USD:
If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 22 USD for each full 6 hours delay.

 

Curtailment of Trip or Cancellation Charges up to 5,650 USD:
Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service; natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.

Terms and Conditions:
  1. 1. The earliest policy start date shall be the purchase date, not before.
    2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.
    3. Applicants must be aged from 4 weeks to 75 years old.
    4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.
    5. The sum insured for Personal Accident for children under 18 years old shall not exceed 17,400 USD.
    6. Policy holders shall submit claims within 6 months after occurred date of the claims.
    7. There is no direct billing for medical expenses unless the expenses exceed 1,000 USD and that the arrangement is coordinated by the Insurer or its designated assistance company.
    8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.
  2. 9. The zone of coverage of Luma ASEAN Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.
  3. 10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.
  4. 11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.
  5. 12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days.
    Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy.
    Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.

Secure payment travel insurance bali

Do I need Travel Insurance?

Short Answer, Yes! Although it isn’t mandatory, purchasing travel insurance for your trip to Cambodia is highly recommended. Cambodia offers stunning temples, cultural experiences, and adventurous activities, making it an enticing destination. However, unforeseen circumstances can occur, like with the COVID-19 pandemic, and having travel insurance provides valuable protection. It covers medical emergencies, trip cancellations, lost baggage, and travel delays. By investing in travel insurance, you can have peace of mind and enjoy your Cambodia adventure to the fullest, knowing that you’re prepared for any unexpected situations that may arise.

LUMA Travel Insurance Cambodia with in-house Medical Team

Cambodia Travel Insurance, Cambodia Travel Insurance

DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases

 

25 Years

of Medical Experience

Nurse Kookkik

NURSE KOOKKIK

Registered Nurse

 

19 Years

of Medical Experience

Cambodia Travel Insurance, Cambodia Travel Insurance

DR. PATRICK

Health Care Management

General Practitioner

 

Cambodia Travel Insurance, Cambodia Travel Insurance

DR.KAO

Health Care Management

General Practitioner

Travel insurance Phnom Penh

Travel insurance Phnom Penh Phnom Penh is the capital and largest city of Cambodia. It is a vibrant and cosmopolitan city with a rich history and culture. Phnom Penh is home to many popular tourist attractions, including the Royal Palace, Silver Pagoda, and Tuol Sleng Genocide Museum.

 

Travel insurance is important for any trip to Phnom Penh, but it is especially important if you are planning on visiting any of the city’s many temples and historical sites. These sites can be slippery and dangerous, and there is always the risk of accidents. Travel insurance can help to cover the cost of any medical treatment you may need if you are injured while visiting Phnom Penh.

Travel insurance Siem Reap

Siem Reap is a city in northwestern Cambodia and the gateway to the world-famous Angkor Wat temple complex. Angkor Wat is one of the largest and most impressive religious monuments in the world, and it is a must-see for any visitor to Cambodia.

 

Siem Reap is a relatively safe city, but travel insurance is still important for any trip. This is because Angkor Wat is located in a remote area, and it can take several hours to reach medical facilities if you need them. Travel insurance can help to cover the cost of any medical evacuation or repatriation that may be necessary.

Travel insurance Battambang

Battambang is a charming colonial city in northwestern Cambodia. It is known for its French colonial architecture, its laid-back atmosphere, and its proximity to several ancient temples.

 

Battambang is a relatively safe city, but travel insurance is still important for any trip. This is because the city is located on the Sangker River, which is prone to flooding. Travel insurance can help to cover the cost of any damage to your belongings or accommodation if there is a flood.

Travel insurance Sihanoukville

Sihanoukville is a beach resort town in southwestern Cambodia. It is known for its beautiful beaches, its clear blue waters, and its relaxed atmosphere. Sihanoukville is a relatively safe city, but travel insurance is still important for any trip.

 

This is because the city is located on the coast, and there is always the risk of accidents, such as drowning or injuries from water sports. Travel insurance can help to cover the cost of any medical treatment you may need if you are injured while visiting Sihanoukville.

Travel insurance Kampot

Kampot is a riverside town in southwestern Cambodia. It is known for its laid-back atmosphere, its French colonial architecture, and its proximity to several natural attractions, such as Bokor Mountain and Kep National Park.

 

Kampot is a relatively safe city, but travel insurance is still important for any trip. This is because the city is located in a rural area, and it can take several hours to reach medical facilities if you need them. Travel insurance can help to cover the cost of any medical evacuation or repatriation that may be necessary.

Travel insurance Kep

Kep is a coastal town in southwestern Cambodia. It is known for its beautiful beaches, its fresh seafood, and its relaxed atmosphere.

 

Kep is a relatively safe city, but travel insurance is still important for any trip. This is because the city is located on the coast, and there is always the risk of accidents, such as drowning or injuries from water sports. Travel insurance can help to cover the cost of any medical treatment you may need if you are injured while visiting Kep.

Travel insurance Kampong Thom

Kampong Thom is a city in central Cambodia. It is known for its several ancient temples, including Prasat Sambor Prei Kuk and Prasat Phnom Santuk.

 

Kampong Thom is a relatively safe city, but travel insurance is still important for any trip. This is because the city is located in a rural area, and it can take several hours to reach medical facilities if you need them. Travel insurance can help to cover the cost of any medical evacuation or repatriation that may be necessary.

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