Typically the following are not covered in our travel insurance policies: Pre-existing medical conditions including congenital conditions or birth defects Planned & elective treatments Illnesses contracted before the start of the policy War, terrorism, intentional self-inflicted injuries, psychiatric disorders Participation in extreme sports, rock climbing, hazardous work Trekking above 5,000 meters altitude Scuba diving What is not covered will be detailed in the exclusions sections of the travel insurance policy wording.

Travel Insurance from Thailand

Buy travel insurance departing from Thailand online.

Trusted by 100,000+ Travelers

All our plans are designed to ensure high coverage and meet health and travel needs during your trip.

Available 24/7

Our team is available around the clock to assist with urgent medical situations, including medical evacuations and repatriations.

Peace of Mind from LUMA's Medical Team

Our in-house international Medical Team can offer advice on which hospital to go to; as well as Second Medical Opinion services.

Coverage Highlights for our Travel Insurance Plans

Medical Benefits Highlights

Essential to Comprehensive Medical Expenses Cover

From 50,000 USD to 200,000 USD medical expenses coverage depending on the plan. Covers healthcare bills from both hospitalization and outpatient care.
Full Cover for Emergency Evacuation and Repatriation in all plans

In the event of a medical emergency, if there are no adequate facilities nearby, the plan will cover expenses relating to an approved evacuation to a nearby medical facility, in full.

Travel Benefits Highlights

Trip Cancellation cover up to 2,000 USD

Reimbursement of irrecoverable prepaid travel expenses up to 2,000 USD per person.
Trip Interruption cover up to 2,000 USD

Reimbursement of up to 2,000 USD in case of trip being cut short.
Lost Baggage cover up to 700 USD

Covers loss or damage to baggage up to 700 USD

See all Benefits

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Our international in-house Medical Team

Our in-house medical team can support you during your trip by offering medical referral advice as well as second medical opinion.

Dr. Gerard

Emergency Medicine, Aviation & Tropical Diseases

25 Years of Medical Experience

Nurse Kookkik

Registered Nurse

19 Years of Medical Experience

Dr. Kao

Health Care Management

General Practitioner

Dr. Thet

Internal Medicine & Rehabilitation Medicine

9 Years of Medical Experience

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Crafted and Serviced by LUMA

Our goal is to be your companion for all things travel and we strive to make insurance easy, accessible and ethical.

Insured by Baolong

With over three decades of expertise across a diverse range of insurance services, Baolong ensures your claims are covered.

Assistance by Europ Assistance

Europ Assistance is a leading assistance company with an international network ensuring a reliable support worldwide.

“LUMA World Pass” is the commercial name of the travel insurance policy insured by Bao Long Insurance Corporation, distributed globally by Luma International and serviced by Luma Care Co. Ltd.