Comprehensive travel insurance for Sri Lanka, including multi-trip coverage, 24/7 medical support, and protection against flight and baggage delays.
*Premium calculated from 1 week of coverage
Your Companion For Your
Based in Asia
Travel Insurance for Sri Lanka designed and serviced by our team located in Asia.
In-House Medical Team
LUMA’s in-house medical team at your service during your trip to Sri Lanka.
Cancel anytime
Cancel your travel insurance anytime before its start date and receive a full refund.
DR. GERARD
Emergency Medicine, Aviation & Tropical Diseases
25 Years
of Medical Experience
NURSE KOOKKIK
Registered Nurse
19 Years
of Medical Experience
DR. PATRICK
Health Care Management
General Practitioner
DR. KAO
Health Care Management
General Practitioner
Including Inpatient and Outpatient expenses for medical treatment arising from a covered disability/condition contracted or sustained in Sri Lanka during the duration of the policy.
Costs for medically necessary treatment of Covid-19 are covered.
Losses arising from natural disasters are covered, including for most common natural disasters in Sri Lanka; earthquakes, tsunamis and typhoons.
Coverage for non-refundable prepaid travel arrangements (please refer to the policy wording to see the list of qualifying cancellation reasons).
What may not be covered
Any Illness, disease or physical condition which existed before the policy start date, whether the Insured was aware or should reasonably have been aware.
Unexpected events such as terrorism, war, invasion and civil unrest are not covered. Please read the policy wording to see the full list of events not covered under LUMA Asia Pass.
Only leisure or business (administrative and nonmanual works only) trips to Sri Lanka are covered. LUMA Asia Pass does not cover travel to seek for medical treatment.
The cost of replacing or repairing your mobile phone if it is lost, stolen, or damaged is not covered. Please read policy wording for full list of devices.
Your trusted travel companion in Sri Lanka.
LUMA Travel Insurance. Backed by 60,000 satisfied travelers, we offer comprehensive coverage for all your journeys.
*Premium calculated from 1 week of coverage
Medical Expenses & Emergency Assistance
Flight Protection
Baggage Protection
Trip Protection
PREMUM ECONOMY
25,000 USD
Coverage
Starting from*
$8
/day
Up to 25,000 USD
–
–
–
–
BUSINESS
50,000 USD
Coverage
Starting from*
$10
/day
Up to 50,000 USD
100 USD
100 USD
700 USD
4,000 USD
FIRST
100,000 USD
Coverage
Starting from*
$22
/day
Up to 100,000 USD
150 USD
200 USD
1,300 USD
5,650 USD
ECONOMY
10,000 USD
Coverage
Starting from
$7
/day
*Premium calculated from 1 week of coverage
PREMUM ECONOMY
25,000 USD
Coverage
Starting from
$8
/day
*Premium calculated from 1 week of coverage
BUSINESS
50,000 USD
Coverage
Starting from
$10
/day
*Premium calculated from 1 week of coverage
FIRST
100,000 USD
Coverage
Starting from
$22
/day
*Premium calculated from 1 week of coverage
Travel insurance is not required by law to enter Sri Lanka, but it is highly recommended. Sri Lanka is a relatively safe country to visit, however protecting yourself against travel delays, and medical emergencies when you are in Sri Lanka is always a good idea. Overall, travel insurance is a good investment for any trip to Sri Lanka. It can help to protect you from unexpected financial losses and give you peace of mind knowing that you are covered in case of an emergency.
The price of travel insurance for Sri Lanka depends on how long you are traveling and what type of coverage you want. However, basic coverage typically costs around $7 per day.
The currency used in Sri Lanka is the Sri Lankan Rupee (LKR). It’s a good idea to exchange USD for your LKR at the airport when you arrive.
Colombo is the largest city and commercial capital of Sri Lanka. It is a vibrant and cosmopolitan city with a rich history and culture. However, like any other major city, there are some risks associated with visiting Colombo. Here are some specific reasons why it is important to have travel insurance for Colombo:
Healthcare in Sri Lanka is not as expensive as in some developed countries, but it can still be costly for tourists. Travel insurance can help to cover the cost of medical treatment, including hospitalization and evacuation, if necessary. This is especially important if you have a pre-existing medical condition or are planning on doing any adventurous activities. Petty theft is relatively common in Colombo, especially in crowded areas such as markets and public transportation. Travel insurance can help to reimburse you for the cost of stolen items, such as cash, credit cards, and passports.
If you are planning on doing any water sports in Galle, such as surfing, diving, or snorkeling, make sure to choose a travel insurance policy that covers these activities. While travel insurance sometimes does not come to mind when planning for these adventure activities it is very important to be covered when engaging in all of the fun!
Kandy is a popular tourist destination, but it is important to be aware of the risks of traveling to a new country. One of the biggest risks is getting sick or injured. Travel insurance can help to cover the cost of medical treatment, including hospitalization and evacuation, if necessary.
Ella is a popular destination for adventure activities such as hiking, biking, and rafting. These activities can be dangerous, and it is important to have travel insurance that covers you in case of an accident or injury. For example, if you fall while hiking and break your leg, travel insurance can cover the cost of your medical treatment, evacuation, and other related expenses.
Sri Lanka is prone to natural disasters such as earthquakes, landslides, and floods. Travel insurance can help to cover the cost of evacuation and other expenses if you are affected by a natural disaster. For example, if there is a landslide that blocks the road to Ella, travel insurance can cover the cost of your evacuation to a nearby town.
Contact LUMA for more information
“LUMA Asia Pass” is the commercial name of the domestic travel insurance policy insured by Bao Long Insurance.
