Whether you’re a Thai local or expat, health insurance plans in the Land of Smiles can be confusing. As a local, you may be unaware of the benefits offered to you as a citizen. And as an expat, you may be unsure of what insurance to buy, or whether or not you even need a policy. To clear up the confusion, we developed a list of some of Thailand’s most common types of health insurance and who typically applies for them. Here’s what you need to know.