Ensure complete peace of mind for you and your family with Asia Care First. Whether you’re an expat or local, these comprehensive, international health insurance plans cover medical expenses at Thailand’s very best hospitals, with little to no out-of-pocket expenses.

All plans offer comprehensive coverage for unexpected incidents including critical illnesses such as cancer, heart attack, kidney failure, coronary artery- bypass surgery and organ transplant services.

Furthermore, Asia Care First plans provide you the reassurance of lifetime renewal guarantees. Regardless of the presence of any new medical conditions, acute or chronic, you can always renew your policy. What’s more, no matter what your age, you’ll be able to renew your policy at the same rate as others in your age group, regardless of how many claims you’ve made in the previous year.

As a Luma member you can benefit from direct billing – meaning no cash advance is required for both inpatient and outpatient treatments when visiting a hospital in our preferred medical network.

Your health, your child’s health and your spouse’s health are safe and sound with LUMA.

Who Can Apply

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Individuals and families residing in Thailand

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Adults between 18 and 64 years of age.

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Children age 0-17 must apply with at least one parent.

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Foreigner couple having citizenship of thailand

Area of Coverage

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medical care

Worldwide Coverage for Medical Emergencies and Accidents

(limited to 60 days per trip if travelling outside Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka)

medical care

For Routine and Planned Treatments
(With no time limitation)

Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka

medical care

Other Countries Available for Planned Treatments
(90 days per stay)

Belgium, France, Germany, Luxembourg, and Netherlands

Asia Care Plus Myanmar Plans

VITAL
Annual Limit 300
  • Inpatient / Hospitalization
  • Cancer - Inpatient & Outpatient
  • -
  • -
  • green tick icon Maternity - 60,000
  • green tick icon Lifetime Renewal Guarantee
  • green tick icon Chronic Medical Conditions
  • green tick icon Accidents
  • Medical Evacuation - Optional
Get Quote
harmony
Annual Limit 300
  • green tick icon Inpatient / Hospitalization
  • Cancer - Inpatient & Outpatient
  • -
  • Dental - 30,000 (10% Co-Payment)
  • Maternity - 60,000
  • green tick icon Lifetime Renewal Guarantee
  • green tick icon Chronic Medical Conditions
  • green tick icon Accidents
  • Medical Evacuation - Optional
Get Quote
Optimum
Annual Limit 300
  • Inpatient / Hospitalization
  • green tick icon Cancer - Inpatient & Outpatient
  • green tick icon Routine Health Checkup - 15,000
  • Dental - 30,000 (10% Co-Payment)
  • Maternity - 60,000
  • Lifetime Renewal Guarantee
  • green tick icon Chronic Medical Conditions
  • green tick icon Accidents
  • Medical Evacuation - Optional
Get Quote

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Benefit Highlights

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High & comprehensive levels of cover

High & comprehensive levels of cover

Full cover for critical illnesses such as cancer

Full cover for critical illnesses such as cancer

Worldwide accidents

Worldwide accidents

Lifetime Renewal Guarantee

Lifetime Renewal Guarantee

Lifetime renewal guarantee

Lifetime renewal guarantee

Health checkups

Health checkups

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