Health Insurance in Thailand

Explore our wide range of International Health Insurance for expatriates and nationals living in Thailand.

If you’re looking for health insurance in Thailand, you’re in the right place. Luma offers a wide range of health care plans suitable for both expats and Thai nationals residing in Thailand.  Our health insurance plans are designed to ensure excellent local and international coverage. Benefits such as lifetime renewal guarantee and full cover for cancer, both in- and out-patient are just some of the features of our health insurance plans in Thailand.

ASIA CARE PLUS
Insured by The Navakij Insurance Public Company Limited

Personal Health Insurance in Thailand

International Health Insurance for expatriates and Thai nationals living in Thailand

  • High cover for inpatient and outpatient
  • Full cover for cancer treatments
  • Dental, vision, maternity & health-check up options
  • Guaranteed renewability
  • Multiple international coverage options
  • Wide hospital network in Thailand and South East Asia

ASIA CARE PLUS
Insured by The Navakij Insurance Public Company Limited

Family Health Insurance in Thailand

International Health Insurance for families living in Thailand

  • High annual limit for visits to the doctor
  • Hospitalizations covered in full
  • Maternity benefits
  • Vaccination benefits
  • Second Medical Opinion performed by Luma's in-house expat doctor
  • Expert advisory and referral to specialist and medical facility

LUMA LONG STAY CARE
Insured by The Navakij Insurance Public Company Limited

Health Insurance for OA Long Stay Visa

Mandatory Health Insurance for foreigners applying to OA Long Stay Visa in Thailand

  • Meets requirements for OA visa application
  • Cashless inpatient and outpatient treatments
  • Affordable premiums
  • Wide range of deductible options
  • Age eligibility up to 80 years old, renewable until 90 years old
  • No medical check up requested for applicants below 65 years old
  • Optional medical evacuation service

Covid Insurance in Thailand

All our Covid Insurance options for residents in Thailand.

Covid-19 Insurance in Thailand

Covid-19 Health Insurance in Thailand for expatriates and Thai nationals

  • Illness due to Covid-19
  • Medical treatment for Covid-19
  • Hospitalization due to Covid-19
  • Covid-19 vaccine cover

LUMA THAILAND PASS
Insured by Tune Protect

Covid-19 Travel Insurance for Thailand

Covid-19 Travel Insurance for foreigners traveling to Thailand

  • Cover up to 3.5 million THB for sickness and accident (equivalent to at least 100,000USD)
  • Covid-19 cover, with or without symptoms
  • Certification provided
  • Fast and Easy Application
  • Premiums start from THB 3,100 per policy

FAQ - Thailand Health Insurance Plans

Here are a few highlights of being a Luma members:

 

  • Effortless & stress free experience for expats and locals in Thailand.

 

  • Our experienced in-house medical team of expat and Thai doctors can refer our members to the best doctors and medical facilities in order to get a second medical opinion.

 

  • Cashless Insurance: we can settle the bill directly with the hospital in our medical network, so you don’t have to pay upfront when visiting a hospital. 

     

  • Quick claims processing via our Luma Care App, anywhere, anytime. Members can also submit their claims through the website or via the post.

 

  • 24/7 Emergency Support

 

Read more about the costs of medical treatments in Thailand.

Luma’s plans for international health insurance in Thailand are designed to cover in full most of the eligible treatments.

None of our plans currently offer coverage for pre-existing conditions. Any conditions or symptoms you had before you start the plan would be considered as pre-existing. However, pre-existing conditions may be covered if they are fully declared and accepted by the insurance company.

Please note that most insurers who offer international health insurance in Thailand do not offer coverage for pre-existing conditions.

Luma offers different health solutions in Thailand with coverage for Covid-19. 

Contact our consultants to learn more about available Covid Health Insurance options in Thailand.

Luma offers health insurance options to expats and Thai nationals residing in Thailand. 

For individuals and corporates not residing in Thailand, Luma offers a wide range of international health insurance options in other countries including Vietnam, Cambodia, Laos and Myanmar. 

 

For more information, please get in touch

Luma is licensed by the Office of Insurance Commission to sell non-life insurance in Thailand (registration number: ว00008/2555).

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