Choose Luma for your Health Insurance in Thailand

Enjoy an effortless health insurance experience with Luma.

Luma's Health Insurance offer:

If you’re looking for health insurance in Thailand, you’re in the right place. Luma offers a wide range of health care plans suitable for both expats and Thai nationals residing in Thailand.  Our health insurance plans are designed to ensure excellent local and international coverage. Benefits such as lifetime renewal guarantee and full cover for cancer, both in- and out-patient are just some of the features of our health insurance plans in Thailand.

Insured by The Navakij Insurance Public Company Limited

Hi5 Health Insurance in Thailand

Your health in safe hands.

Insured by The Navakij Insurance Public Company Limited

PRIME Health Insurance in Thailand

Protect the time of your life.

Health Insurance for OA Long Stay Visa

Mandatory Health Insurance for foreigners applying to OA Long Stay Visa in Thailand

Family Health Insurance in Thailand

International Health Insurance for families living in Thailand

Bao Wan Protect
Insured by Tune Protect

Diabetes Insurance

Frequently Asked Questions about Health Insurance in Thailand

The cost of medical treatment in Thailand differs from treatment type and from hospital to hospital. Information can be found in our article about costs of medical treatments in Thailand.

Pre-existing conditions are usually rarely covered by insurers in Thailand.

Unfortunately, our current range of solutions usually do not cover any pre-existing conditions either.

Any conditions or symptoms you had before you start the plan would be considered as pre-existing. However, pre-existing conditions may be covered if they are fully declared and accepted by the insurance company.


Luma offers health insurance options to expats and Thai nationals residing in Thailand. 

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.


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