Choose Luma for your Health Insurance in Thailand

Enjoy an effortless health insurance in Thailand experience with Luma.

Luma's Health Insurance offer:

If you’re looking for health insurance in Thailand, you’re in the right place. Luma offers a wide range of health care plans suitable for both expats and Thai nationals residing in Thailand.  Our health insurance plans are designed to ensure excellent local and international coverage. Benefits such as lifetime renewal guarantee and full cover for cancer, both in- and out-patient are just some of the features of our health insurance plans in Thailand.

Health Insurance in Thailand for all

Health Insurance in Thailand for Children

Child-Only Health Insurance Plans

Maternity Health Insurance in Thailand

Health Insurance Plans with High Maternity Benefits

Health Insurance in Thailand for Families

International Health Insurance for families living in Thailand

Health Insurance in Thailand for Retirees (OA Long Stay Visa)

Mandatory Health Insurance for foreigners applying to OA Long Stay Visa in Thailand

Explore our range of Health Insurance Plans

Hi5 Health Insurance in Thailand

Your health in safe hands.

PRIME Health Insurance in Thailand

Protect the time of your life.

LUMA Network of Hospitals in Thailand

BNH Hospital Insurance
Simitivej Hospital Insurance
Bangkok Smile Dental Clinic insurance
Bumrungrad Insurance
MedPark Hospital Insurance
Praram 9 Hospital Insurance
Vichaiyut Hospital Insurance
Phyathai Hospital Insurance
Bangkok Hospital Insurance
Camillian Hospital Insurance

Other Insurance Plans

Diabetes Insurance

Bao Wan Protect
Insured by Tune Protect

Hospital Cash Insurance

ChillSure Hospital Cash Benefit Insurance
Insured by Tune Protect

Frequently Asked Questions about Health Insurance in Thailand

The cost of medical treatment in Thailand differs from treatment type and from hospital to hospital. Information can be found in our article about costs of medical treatments in Thailand.

Pre-existing conditions are usually rarely covered by insurers in Thailand.

Unfortunately, our current range of solutions usually do not cover any pre-existing conditions either.

Any conditions or symptoms you had before you start the plan would be considered as pre-existing. However, pre-existing conditions may be covered if they are fully declared and accepted by the insurance company.


Luma offers health insurance options to expats and Thai nationals residing in Thailand. 

Age eligibility and sometimes occupation criteria are specific to each insurance product. Our team of consultants can help you navigate through the wide offer and pre-select the best solutions to match your profile, expectations and budget.


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