

Asia Care First plans are comprehensive international health insurance plans designed for expatriates.
All Asia Care First health insurance plans offer high levels of cover ensuring complete peace of mind for you and your family. Visits to the very best international hospitals are unlikely to incur additional out of pocket medical expenses, as long as the medical condition is covered by the plan.
The Asia Care First health insurance plans are designed as long term medical insurance solutions for you and your family. No matter what your age, you will be able to renew your policy at the same rate as others in your age group. Your health insurance policy can also be renewed regardless of any presence of new medical conditions, acute or chronic. If you’re looking for a comprehensive health insurance plan for yourself, your spouse or child; then look no further.
Individuals and families residing in one or more countries listed below more than 180 days per year Bangladesh, Bhutan, Brunei, Cambodia, East Timor, India, Indonesia, Laos, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Vietnam.
Adults age 18 - 64
Children age 0 - 17 can apply with at least one parent
All nationalities can apply
Asia Care First plans offer you full access to medical services and cover in the primary area of coverage with no time limitation.
(limited to 60 days per trip if travelling outside Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka)
Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka
Belgium, France, Germany, Luxembourg, and Netherlands
Important Note:
The road to radiant health starts now. LUMA’s comprehensive health insurance plans provide benefits that last a lifetime.
Comprehensive for illness and accidents
Complete peace of mind
International health cover
Lifetime renewal guarantee
Reliable