Asia Care First International

Asia Care First plans are comprehensive international health insurance plans designed for expatriates.

All Asia Care First health insurance plans offer high levels of cover ensuring complete peace of mind for you and your family. Visits to the very best international hospitals are unlikely to incur additional out of pocket medical expenses, as long as the medical condition is covered by the plan.

The Asia Care First health insurance plans are designed as long term medical insurance solutions for you and your family. No matter what your age, you will be able to renew your policy at the same rate as others in your age group. Your health insurance policy can also be renewed regardless of any presence of new medical conditions, acute or chronic. If you’re looking for a comprehensive health insurance plan for yourself, your spouse or child; then look no further.

Who Can Apply

Individuals and families residing in one or more countries listed below more than 180 days per year Bangladesh, Bhutan, Brunei, Cambodia, East Timor, India, Indonesia, Laos, Malaysia, Maldives, Myanmar, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, Vietnam.

Adults age 18 - 64

Children age 0 - 17 can apply with at least one parent

All nationalities can apply

Area of Coverage

Asia Care First plans offer you full access to medical services and cover in the primary area of coverage with no time limitation.

Worldwide Coverage for Medical Emergencies and Accidents

(limited to 60 days per trip if travelling outside Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka)

For Routine and Planned Treatments
(With no time limitation)

Thailand, Myanmar, Cambodia, Philippines, India, Maldives, Brunei, Pakistan, East Timor, Vietnam, Indonesia, Laos, Malaysia Nepal, Bangladesh, Bhutan, and Sri Lanka

Other Countries Available for Planned Treatments
(90 days per stay)

Belgium, France, Germany, Luxembourg, and Netherlands

Asia Care First International Plans

VITAL
Essential protection
Annual Limit $1,000,000 / €770,000
  • Inpatient / Hospitalization
  • Cancer - Inpatient & Outpatient
  • -
  • -
  • -
  • Maternity
    $2000 / €1540
  • -
  • Worldwide Emergencies
  • Lifetime Renewal Guarantee
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • -
harmony
Balanced comfort
Annual Limit $1,000,000 / €770,000
  • Inpatient / Hospitalization
  • Cancer - Inpatient & Outpatient
  • Outpatient
    $5500 / €4235
  • Routine Health Checkup
    $200 / €154
  • Dental
    $1000 / €770 (10% Co-Payment)
  • Maternity
    $4000 / €3080
  • -
  • Worldwide Emergencies
  • Lifetime Renewal Guarantee
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)
Optimum
Supreme care
Annual Limit $1,600,000 / €1,232,000
  • Inpatient / Hospitalization
  • Cancer - Inpatient & Outpatient
  • Outpatient
    (Paid In Full)
  • Routine Health Checkup
    $500 / €385
  • Dental -
    $2500 / €1925 (10% Co-Payment)
  • Maternity
    $9000 / €6930
  • Vision
    $800 / €616
  • Worldwide Emergencies
  • Lifetime Renewal Guarantee
  • Chronic Medical Conditions
  • Accidents
  • Medical Evacuation
  • Deductibles
    (Optional)

Important Note:

  • – The currency of this policy is US Dollar (USD) and Euro (€)
  • – The benefit values are per year and per person
  • – Please download our brochure for more details
Download Brochure

Benefit Highlights

The road to radiant health starts now. LUMA’s comprehensive health insurance plans provide benefits that last a lifetime.

Comprehensive for illness and accidents

Complete peace of mind

International health cover

Lifetime renewal guarantee

Reliable